Fortier Auto Crédit

Frequently Asked Questions

1. MY APPLICATION FOR CREDIT HAS BEEN REFUSED BY ANOTHER INSTITUTION. CAN FORTIER HELP ME?
Yes. Absolutely! We have approved more 1st, 2nd or 3rd chance applications than all of our competitors combined, and have done so for over 20 years!

2. DO I NEED TO PROVIDE CASH AMOUNT TO OBTAIN CAR FINANCING?
No. In most cases, absolutely no cash is required. We finance more than 80% of our credit applications, the highest percentage in the industry.

3. IS THE RATE OFFERED BY FORTIER AUTO CREDIT ADVANTAGEOUS?
Yes. We work with the largest network of financial institutions specializing in 1st, 2nd or 3rd chance credit. Fortier Auto Crédit therefore offers you the best rates, depending on your current credit situation.


4. IF MY CREDIT SITUATION IMPROVES, CAN THE RATE BE ADJUSTED DOWN?
Yes, absolutely! And that's one of the important parts of our credit repair process. Because our goal is to give you access to the best possible rate.

5. ARE THERE ANY FEES FOR THE CREDIT APPLICATION PROCESS?
No. This process is absolutely free!

6. CAN I BENEFIT FROM THE SERVICE OFFERED BY FORTIER AUTO CREDIT IF I DO NOT LIVE IN THE MONTREAL AREA?
Yes. Thanks to our website and our toll-free telephone lines, we serve customers from all regions of Quebec every day. More than 50% of our requests come from outside Montreal.

7. SHOULD I MOVE AROUND?
No. You can complete the credit application by email or by phone. You can even select and take possession of your vehicle remotely. We can also deliver your new vehicle directly to your home, free of charge, no matter where you live in Quebec.

8. IS THE INFORMATION PROVIDED KEEPING CONFIDENTIAL AND SECURE?
Yes. Fortier Auto Crédit adheres to the highest security and confidentiality standards on the market in order to protect your personal information. In addition, our online credit application is completely secure.

9. WHAT TYPE OF VEHICLE CAN I ACCESS?
You have access to new or used vehicles of all brands. With more than 500 vehicles in inventory and access to more than 10,000 new vehicles every week, directly from manufacturers, Fortier Auto Crédit offers you the largest selection of vehicles in Quebec, at the best price!

10. CAN I OBTAIN CAR FINANCING EVEN IF A FINANCIAL INSTITUTION HAS BEEN OBLIGED TO TAKE BACK MY VEHICLE FOR NON-PAYMENT?
Yes, thanks to exclusive agreements with some of our financial institutions, it is now possible.

11. I AM CURRENTLY IN UNFILED BANKRUPTCY. WILL YOU BE ABLE TO GET ME FUNDING?
Yes. Recently, it is now possible for us to obtain a loan, even if you are in bankruptcy and that it is not discharged.


12. I AM CURRENTLY IN PROCESS WITH A BANKRUPTCY SYNDIC TO REIMBURSEMENT OF MY CREDITORS. CAN I STILL PURCHASE A VEHICLE?
Yes. Some of our financial institutions are ready to give you a second chance and grant you a new loan to obtain a vehicle.

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